New Jersey Assemblyman Roy Freiman (D-Dist. 16) According to David John and Gary Keonig, authors of the 2015 AARP Public Policy Institute Study, “Workplace Retirement Plans Will Help Workers Build Economic Security,” over half of New Jersey workers – 1. 7 million people – do not have access to a retirement savings plan through their employer.  The study’s authors warn that Social Security is critical to retirement security of Older Americans but does not provide enough for an individual to depend on during their retirement.  They note that the average Social Security benefit for age 65…